The ABA purchases insurance through Gallagher Insurance.

All information, explanations and forms can be found at the Canada Cycling Insurance program website found here.

Insurance FAQ

How to report a claim

If an incident and / or accident occurs, it must be documented and recorded immediately.

If there is personal injury or property damage the ABA must be notified immediately.

An ABA Accident Report should be the minimum level of documentation. Additional documentation of witness statements, list of names involved, photos of the scene would make an exceptional report. Reporting should be as in depth as possible as most litigation is brought forward years after the incident when club members with a memory of the incident might not be around anymore.

• Once complete the Accident Report emailed to info@albertabicycle.ab.ca . Forward any correspondence relating to the potential claim
  
• void speaking to the claimant or their representatives, as this could prejudice the outcome
  

Resources:

2022 Cycling Insurance Program

Insurance Forms/Waivers:

Download Membership Waiver- Adult

Download Membership Waiver- UNDER Age of Majority

Single Event License -Adult

Single Event License- UNDER Age of Majority

Sport Accident Claim Form

General Liability Incident/ Loss Report

Incident Report

Club D&O Liability Insurance App

BMX Track Construction, Design & Rebuild Supplemental App

Education and Instructional Liability app - use for Canbike and Let's Ride

Cycle Shop Insurance CC Members shops get a discount for store insurance.

Additional Travel Medical:  Canadian Athlete Insurance Program (CAIP)

CAIP Enrollment Form
CAIP Medical Insurance Summary

For further information on program please contact:

M. Kirsch Financial Services
Tel: 514-636-5351
caip@mkirsch.ca
http://www.mkirsch.ca

Organizer Insurance:

Organizer insurance forms and information can also can be found here

Liquor Liability Supplemental Application

Insurance Certificate/Commercial Event Insurance

2020 Alberta Bicycle Association Insurance Coverage

Overview

Insurance for our cycling members is arranged through a collaborative effort between a number of provinces in Canada. Provinces under the program include Alberta, Yukon, Saskatchewan, Manitoba, Ontario, New Brunswick, Newfoundland & Labrador and PEI.

There are several different types and levels of insurance available under this policy, each with its own use and purpose. Most of this coverage is included as part of your membership dues. Below is a brief description of the various types of coverage and whether they are included as part of your membership dues or available for an extra fee.     ……………………………………………………...

Please note:  This is a brief overview of the policies and is not intended to replace or substitute the policy documents. Copies of the policies can be provided by contacting the office of the Alberta Bicycle Association. If you have any questions regarding the policy, or would like more clarification, please e-mail mailto:info@albertabicycle.ab.ca. We will forward your concerns to the insurance brokers to ensure that we provide you with a clear answer.

5 MILLION CGL (Comprehensive General Liability): Competitive Activities

Members of the Alberta Bicycle Association are covered under the 5 Million Comprehensive General Liability.  This insurance is designed to protect a person against legal responsibility arising out of a negligent act or failure to act as a prudent person would have acted to which results in bodily injury or property damage to another party. Any individual in your activity can claim damages as a result of an injury. Even though you may not be negligent in your actions, defense costs alone can be financially devastating. The policy will provide protection for both legal defense costs and any compensatory damages that may be awarded, subject to the limits and conditions of the policy, transferring your risk to an insurance policy provides you the opportunity to run your activity with peace of mind.  The higher limit is due to the   competitive nature of cycling activities. Included with club or independent membership dues

• Registered competitive riders and competitive club members
• This coverage applies ONLY to official club events, club-approved training plans, or ABA sanctioned races or events.
• The coverage does not apply to training rides without the prior written consent of your club president or coach.
• Cross training activities such as cross-country skiing, roller-blading and weight training are not covered by your ABA The policy covers only approved cycling activities.
• Bicycle commuting and 24/7 recreational riding are not covered under this policy.
• Bicycles and other cycling equipment are not covered under this policy.

AD & D (Accidental Death and Dismemberment)

Accidental Death and Dismemberment coverage means you would receive a lump sum payout in the event of an accident resulting in death, dismemberment, paralysis, loss of use, sight, speech or hearing under the conditions outlined in the policy. Combined with other forms of insurance, it offers an added layer of protection. A summary of this coverage is available here.

• Included with club or independent membership dues
• This coverage applies ONLY to official club events, club-approved training plans, or ABA sanctioned races or events.
• The coverage does not apply to training rides without the prior written consent of your club president or coach.
• Cross training activities such as cross-country skiing, roller-blading and weight training are not covered by your ABA The policy covers only approved cycling activities.
• Bicycle commuting and 24/7 recreational riding are not covered under this policy.
• Bicycles and other cycling equipment are not covered under this policy.

Personal Cycling Insurance

Participating Cycling Associations members only have insurance coverage for Liability and Sports Accident when they are participating in “sanctioned activities”. Any “activities” deemed outside the core program, would not be covered. To cover this gap, there is an optional Liability and Accident policy which fills the gap that members may purchase.

This exclusive coverage provides 24/7 coverage as a result of an accident directly arising from your use of a bicycle.

Not included as part of membership dues